--- Deposit Scheme - II ---
MONEY MULTIPLIER SCHEME (MMS)
(w.e.f 01-Nov-2025)
(Under this scheme, the interest is compounded quarterly at the appropriate rate of interest and paid on maturity together with the principal)
| Public (Normal) | ||
|---|---|---|
| Period (Months) | Basic Rate p.a (%) | Effective Yield p.a (%) |
| 12 | 7.80 | 8.03 |
| 24 | 7.90 | 8.47 |
| 36 | 8.00 | 8.94 |
| 48 | 8.10 | 9.45 |
| 60 | 8.25 | 10.09 |
| Public (Sr.Citizen Age 60 Years and above) | ||
|---|---|---|
| Period (Months) | Basic Rate p.a (%) | Effective Yield p.a (%) |
| 12 | 7.95 | 8.19 |
| 24 | 8.05 | 8.64 |
| 36 | 8.20 | 9.19 |
| 48 | 8.45 | 9.93 |
| 60 | 8.75 | 10.83 |
| Others (Non-Individual / Institutions) | ||
|---|---|---|
| Period (Months) | Basic Rate p.a (%) | Effective Yield p.a (%) |
| 12 | 6.80 | 6.98 |
| 24 | 6.90 | 7.33 |
| 36 | 6.70 | 7.35 |
| 48 | 6.70 | 7.61 |
| 60 | 6.70 | 7.88 |